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Privacy Policy for GigFinance

Last Updated: 11/30/2025

1. Introduction

Welcome to GigFinance ("we," "our," "us"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application and services. By using our services, you agree to the collection and use of information in accordance with this policy.

2. Information We Collect

We may collect information about you in a variety of ways. The information we may collect includes:

  • Personal Data: Personally identifiable information, such as your name, email address, phone number, date of birth, and Permanent Account Number (PAN) that you voluntarily give to us when you register with the application.
  • Financial Data: Information related to your finances, such as income, expenses, occupation details, risk profile, and bank statements that you provide to use specific features of our services, including our AI Financial Advisor.
  • Derivative Data: Information our servers automatically collect when you access the application, such as your IP address, your browser type, your operating system, your access times, and the pages you have viewed directly before and after accessing the application.
  • Data from Social Networks: User information from social networking sites, such as Google, including your name, your social network username, location, gender, birth date, email address, profile picture, and public data for contacts, if you connect your account to such social networks.

3. How We Use Your Information

Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you to:

  • Create and manage your account.
  • Process your applications for financial services like loans and insurance.
  • Provide personalized financial recommendations and tax guidance through our AI-powered tools.
  • Email you regarding your account or order.
  • Fulfill and manage services, payments, and other transactions.
  • Increase the efficiency and operation of the application.
  • Monitor and analyze usage and trends to improve your experience.
  • Notify you of updates to the services.
  • Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.

4. Disclosure of Your Information

We do not share your personal information with third parties except as described in this Privacy Policy. We may share information we have collected about you in certain situations:

  • By Law or to Protect Rights: If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law.
  • Third-Party Service Providers: We use third-party services, such as Google Firebase for authentication, database management (Firestore), and hosting. These services may have access to your personal data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
  • Business Transfers: We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.

5. AI and Automated Decision-Making

Our services use AI (powered by Google's Gemini models via Genkit) to provide financial recommendations and tax guidance. The data you provide (e.g., income, expenses, occupation) is used as input for these models to generate personalized advice. While we strive for accuracy, this advice is for informational purposes only and does not constitute financial or legal advice.

6. Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. We leverage Firebase's built-in security features, including robust security rules for our database, to prevent unauthorized access. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable.

7. Your Rights and Choices

You have certain rights regarding your personal data. You may at any time review or change the information in your account by logging into your profile settings. You may also request deletion of your account and associated data by contacting us.

8. Policy for Children

We do not knowingly solicit information from or market to children under the age of 18. If you become aware of any data we have collected from children under age 18, please contact us using the contact information provided below.

9. Contact Us

If you have questions or comments about this Privacy Policy, please contact us at: legal@gigfinance.com